The 40-40-40 Trap: Why Your 401(k) Might Not Be Your Retirement Savior . Bitly.com/retire4free

Is your 401(k) locking your future?

Anil Aggarwal breaks it down with the 40-40-40 Formula:
• Work 40 hours a week
• For 40 years
• Retire with only 40% of your income

But here’s the twist:
• Your money’s locked for decades
• Market crashes wipe out your gains
• Inflation eats away your value
• And you STILL have to pay taxes when you withdraw!

Smart investors are moving at least 10% into IUL (Indexed Universal Life Insurance) — tax-free growth, protection against market loss, and living benefits like cancer and critical illness coverage.

Want to see how your 401(k) stacks up against IUL over 40 years?

DM “RETIRE SMART” or reach out to Anil Aggarwal for a free side-by-side custom report. Educational & Financial Awareness
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